More Americans are living from paycheck to paycheck more than any time in the United Stated today. In addition, the amount of Americans with increasing credit card debt is on the rise as well as people use credit cards to try and stay on top of bills. That is way Nationwide Debt Reduction, Inc. is offering debt help for America.
What our company does is actively negotiate with the credit card companies, banks and/or medical bills to lower the principal that they owe by some 50% or more. This debt help for Americans is helping lots of folks become completely debt free within three years…sometimes less!
In addition to this, most Americans do not even have a savings account, let alone the required 6 months of expenses put away in case of an emergency, job loss, or other situation that most financial experts say is necessary in order to maintain the status quo of a problem that may arise. In fact, some say they could not even put together $500 if they needed to, according to a Federal report that come out in May of this year.
Another report by Capital One this past June found that only about half of all Americans are satisfied or unsatisfied with their financial state right now. Pretty scary stuff, wouldn’t you agree? But has it always been that way, or has the middle class been shrinking year by year. Many experts lean towards the later scenario. Twenty five percent of those in the survey reported that they are definitely struggling to keep up with their regular financial obligations.
So, here is a solution to debt help for Americans. Compile a list of all the unsecured debt and secured debt you have and see if it is over these marks. So, if your unsecured debt, such as credit cards, medical bills or personal loans exceeds $20,000, you definitely need to be talking to a debt settlement company. (Unsecured debt is those items that if you did not pay back, nothing can be taken from you, unlike secured debt which are things such as a home or vehicle. These items are “secured” by the item themselves. Therefore if you did not make payments on your automobile or truck, it could be taken away from you. Therefore, if your secured debt exceeds 40% of your disposable income you need help also. For these folks we highly recommend you try and slash your expenses or start using cash instead of cards.
For those that want help reducing the principal balance they owe on their unsecured debt, a Christian debt settlement company such as Nationwide Debt Reduction, Inc. would be the perfect outlet. Nationwide’s negotiators deal with your creditors and get them to accept a fraction of what you owe depending upon your financial hardship.
To learn about this post, or if you are in need of help regarding your debt, please feel free to contact Nationwide Debt Reduction, Inc. (NDR) toll free at 1-800-890-6658. Our professional advisors will be more than happy to answer your questions. If it is after hours (8:00 am -5:00 pm PST) (11:00 am – 8:00 pm EST) you may go onto our Contact Us website by clicking here, fill out a short form, and one of our advisors can get back to you when it is most convenient for you. We are located in the city of Mesa, Arizona in the Phoenix metropolitan area.