What is phishing (pronounced “fishing”) and is it a type of Identity Theft. The government recently came out with a report stating that although phishing has been around for several years, its recent increase is and should be a cause for concern for you.
Phishing happens when you receive and unsolicited email that appears to be very real from companies you may already do business with, such as your bank, Internet shopping sites, or other companies that you trust, including government agencies. What criminals do is send you an email in an attempt to get you to give them your personal identity information. That information could include your passwords, Social Security number, account number(s) and the like. These criminals then use this information to gain access to your accounts and drain your money from them and/or sell the information to other thieves who could steal your identity making your life miserable for the next 7-10 years.
If you are interested in learning how to protect yourself completely from identity theft, we highly recommend that you go to our home page at http://nationwidedr.com and purchase the eBook on Identity Theft or another way is to go to www.Amazon.com and purchase it through there. On Amazon there are several eBooks on Identity Theft, so look for the one by author T. M. Sweeney. In this short book are directions you can take to lock out anyone from gaining access to your credit reports, hence your identity. We believe it is worth the $5.00!
Anyway, getting back to phishing, you should know that no bank, no government entity nor any other legitimate website will ask you to verify or send you any of your personal information such as the ones we previously mentioned. In addition, if you do receive one of these emails you should contact that entity right away and let them know what happened to you. Most of these institutions have fraud departments that would welcome your help in letting them know that you were the victim of a phishing email. This is a wonderful way to help others from becoming victims of this crime as well.
Finally, never send anyone your personal information via email. If your bank or the government needs this information they will contact you by telephone or you should talk to them by telephone. In addition, never open an attachment to an email you are not familiar with. This could eventually cause malicious and permanent damage to your computer or smart phone.
If you have any questions about how you can protect yourself from Identity Theft, please give us a call at 800-890-6658 and one of our advisers will be happy to help you.